Nicole Perrault is Senior Vice President, Head of Property at Vantage Risk, a specialty re/insurance company known for its creative underwriting, analytical depth, and technology‑enabled approach to complex risk challenges. In her leadership role, Nicole directs property insurance strategy and underwriting initiatives that support middle‑market and corporate clients, while reinforcing Vantage’s commitment to disciplined, value‑driven risk management.
Nicole brings a distinctive and adventurous perspective to the industry, shaping her professional approach through a storied career that spans multiple insurance startups and diverse market environments. Her path into insurance was anything but conventional: she once lived in a river rafting commune and credits her early experiences and entrepreneurial parents for fostering curiosity, resilience, and adaptability—qualities she now applies to navigating the dynamic property insurance landscape.
At Vantage Risk, Nicole is deeply involved in evolving property lines offerings, including the company’s expansion into U.S. Large Property insurance—a strategic initiative designed to serve a broad range of middle‑market and corporate clients with primary and excess coverages supported by advanced analytics and technology. Her contributions help elevate Vantage’s underwriting capabilities and reinforce its reputation for innovative risk solutions.
Nicole is also recognized within the broader industry as a leader and influencer. She has been featured in Vantage Voices, a company‑wide series that highlights the diverse backgrounds and insights of Vantage Risk executives, illustrating her commitment to thoughtful leadership and personal growth.
As a conference speaker, Nicole offers valuable insights into property insurance underwriting, data‑driven decision making, modern risk strategies, and the future of specialty insurance. Her talks resonate with underwriters, risk professionals, and industry leaders who are focused on navigating market complexity and driving innovation in property risk management.
