Digital MGA Lab

The only dedicated program in North America to help startups
become fully operational Digital Managing General Agents (MGAs).

Applications open until 7/27

How We are Unique

Compress Time

Reduce the time to access insurance capacity and distribution partners

Distribute your Product

Build relationships with retail and wholesale agents to sell your product at a scale

Access to Capacity

Meet capacity providers and fronting carriers in admitted and E&S lines that work with startups

Experienced Mentors

Work with entrepreneurs and executives who have built Digital MGAs

What Is In The Program

Hybrid: 3 Days in NYC and dedicated advisors over 3 months

Model Day

Startups will work with experienced actuaries, underwriters, and regulatory attorneys to build their insurance product model.

Capacity Day

Short cycle the process to get capacity. We bring 20 startup-friendly fronts, reinsurers, and program administrators to meet you in one day.

Distribution Day

Work with producers from local, super-regional, and global brokers that want to distribute your insurance products.

Participating Carriers & Brokers

Work with 30+ recognized reinsurers, fronting carriers, and brokerages in commercial and personal P&C lines. Below is a sample of program participants, this will be continually updated.

Ideal Startup Participants Should Be

European MGA

Digital Broker

SaaS or Data Platform

Program Schedule

Jul - Aug


  • 1-Jul: Applications Open
  • 27-Jul: Applications Close
  • 8-Aug: Founder Interviews
  • 15-Aug: Acceptance Letters


Model Day

  • 16-Sep: Model Day

Oct - Nov

Capacity Day

  • 13-Oct: Capacity Day
  • 16-Nov: Distribution Day

Startup Eligibility


No requirement


A broker on team strongly preferred

Funding Stage

Pre-Seed to Series C (if funded)

Program Mentors

Mentors from carriers, brokers, and late-stage InsurTech leaders. The list will be continuously updated with new mentors

Isaac Espinoza

VP, Root

Isaac Espinoza

VP, Root

Isaac Espinoza

VP, Root

Isaac Espinoza

VP, Root

Isaac Espinoza

VP, Root

Isaac Espinoza

VP, Root