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President,

Katherine Ternes

Indium

Katherine Ternes is the President of Indium, a leading agency network empowering independent agents through modern market access, training, and perpetuation tools. Since stepping into the role in early 2024—after previously serving as CEO—she’s helped steer Indium through a strategic acquisition by Assurex Global, aligning the organization with one of the world’s largest privately held insurance broker groups.

Katherine’s leadership is grounded in a decade of experience scaling revenue and growth in InsurTech and distribution-focused startups, including as Vice President of Revenue at AgencyZoom during its acquisition by Vertafore. Her career spans both startups and state government, giving her rare fluency across agency, carrier, and legislative ecosystems.

At Future of Distribution 2025, Katherine Ternes joins David Carothers in a high-stakes debate on the viability of the independent agency model, offering hard-won perspective on what it takes to scale without sacrificing independence.