James Gadbury is Divisional Director at Costero Brokers Limited, where he plays a leading role in developing innovative insurance solutions for complex and emerging risks. With a focus on specialty lines, James is instrumental in connecting underwriters, technology partners, and capacity providers to create bespoke coverage strategies that address evolving client needs.
At Costero, James co-leads the company’s InsurTech and Emerging Risk division, an initiative designed to bridge the gap between traditional insurance markets and rapidly evolving sectors. His work is centered on leveraging data, analytics, and new technologies to support clients ranging from startups to established enterprises navigating new risk landscapes.
James has also contributed to thought leadership in the industry, including his feature on InsTech’s podcast alongside Jamie Webb, where they discussed how Costero Brokers is addressing the insurance needs of hard-to-place risks through collaborative innovation.
In addition to his industry role, James is committed to supporting the next generation of InsurTech innovators. He served as a mentor in the InsurTech NY Match Program, which connects startups with industry leaders to accelerate growth. He worked alongside esteemed peers including Ken Cochrane, Managing Director at Pulse Logic, and Peggy Klingel, Director of Startup Engagement at Allstate Insurance.
James brings a strong foundation of broking expertise, with a career rooted in building market relationships and delivering client-focused outcomes. Through his leadership at Costero and mentorship within the InsurTech ecosystem, he continues to drive meaningful change in the way emerging risks are understood and insured.
