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CEO & Co-Founder,

James Benham

JBK and Terra

James Benham is CEO and Co‑Founder of JBK, a multinational technology and consulting company he launched from his college dorm room in 2001 and has bootstrapped into a global leader in enterprise software for the insurance industry. Under his leadership, JBK develops custom technology and data solutions that help carriers, brokers, and TPAs modernize legacy systems, improve decision‑making, and generate revenue from technology investments.

A recognized authority on innovation, data strategy, and entrepreneurial leadership, James has delivered more than 400 keynote presentations and conference sessions worldwide, making him a sought‑after voice on the future of insurance technology, digital transformation, and the bootstrapping mindset. His engaging sessions challenge audiences to rethink legacy thinking, embrace agile innovation, and create value‑driven technology strategies that scale.

James is also the Co‑Founder of Terra, a cloud‑native, AI‑enabled insurance platform focused on modernizing claims and policy management, and the creator and co‑host of The InsurTech Geek Podcast, where he interviews leading executives and innovators shaping the future of insurance tech.

He is the bestselling author of Be Your Own VC, a book that distills his bootstrapping principles for building sustainable, cash‑generating businesses without surrendering control to external investors. His entrepreneurial journey—from building software in his youth to scaling JBK internationally—serves as a model for founders and corporate innovators alike.

James also applies his expertise as an educator and community leader. He served as an Adjunct Professor at Texas A&M University, helped guide public policy as an elected city councilman, and currently serves as a Regent on the Texas Southern University Board of Regents.

As a conference speaker, James brings practical innovation insights, strategy frameworks, and real‑world experience on topics including InsurTech adoption, AI‑powered risk ecosystems, entrepreneurial growth, and the future of technology‑driven insurance operations—making him a compelling voice for executives, technologists, and industry change‑makers alike.