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Senior Director, Technical Program Management,

Harneet Kalra

Ethos

Harneet Kalra is a seasoned Technical Program Management leader serving as Senior Director of Technical Program Management at Ethos Life, where he drives large-scale, high-impact digital insurance programs with precision and agility.

Joining Ethos in December 2019, Harneet has been instrumental in shaping and scaling the company’s program management framework. With over a decade of cross-industry experience — spanning eCommerce, retail, healthcare, IT, and SaaS — he brings a broad, versatile perspective to leading global, cross-functional teams.

At Ethos, Harneet leads the Technical Program Management (TPM) team — the operational backbone that powers the company’s “velocity” ethos: delivering complex product and partner-integration launches at rapid pace without compromising quality. He is known for strategic planning, agile methodology adoption, and operational excellence, ensuring timely delivery of critical projects that meet both regulatory standards and customer expectations.

In addition to his leadership role at Ethos, Harneet contributes thought leadership to the broader InsurTech industry. His recent articles on program management frameworks and agile execution in regulated industries underscore his commitment to innovation and efficiency in digital insurance.

Harneet holds an MBA in Management Information Systems from Dalhousie University and a Bachelor’s degree in Engineering from Punjab University — academic foundations that reinforce his technical and strategic expertise in program leadership.

With a strong track record of orchestrating innovation, guiding product-led growth, and enabling agile transformation, Harneet Kalra continues to play a pivotal role in advancing Ethos’s mission to simplify and accelerate life insurance for modern consumers.